ZACH CARTER – One response to our out-of-control and crashing economic system is to take charge of it at the local level, shouldering the big, irresponsible banks out of the picture. The concept of the Common Good Bank is a way to move toward that goal in a sensible manner. This article explains the concept. For more information on the Oregon version of the Common Good Bank, contact Salem resident Randy Jones at jonesbug@Q.com. – Editor